The problem, as I see it, is that the wallet is stuffed full of cards and has been under considerable straing for far too long:
- 4 credit cards
- 2 debit cards
- 3 hotel loyalty cards
- 2 air operator loyalty cards
- 6 store loyalty cards
Almost all of these cards have a chip on them - I'm guessing a lot of them are only single-function chips, unfortunately. I say unfortunately because if I could in someway amalgamate the functions of these cards, then I wouldn't be in the position of having to replace my wallet!
Why can't we live in a world whereby I have a single card which has a chip capable of:
- identifying myself for cash withdrawal
- recording my spending habits (and thus accumulate cashback points from my various "suppliers")
- identifying myself when gaining access to airport lounges
An identity provider/service provider model would certainly ease the strain on my poor wallet. In the meantime, I will have to continue carrying the lorryload of cards I need to go about my daily business.